BRAC Rwanda Microfinance Company PLC

Socially driven
To create a positive impact in the lives of our clients is our only bottom line. We deliver financial services in a way that is transparent, fair, and safe, adhering to the Universal Standards for Social Performance Management and the Client Protection Principles, placing clients’ well-being at the center of everything we do to achieve our mission.

Inclusive financial services
We offer inclusive, accessible, and convenient loan and savings products tailored to the needs of the local community, including women, smallholder farmers, small business owners, and youth. We complement these services with financial literacy training, enabling borrowers to make informed financial decisions.

Empowering women
When women have control of their finances, they are more likely to invest in family needs, such as health care, nutrition, and education for their children. We primarily focus on women, enabling them to become financially resilient and improve the quality of life of their families.

Digital innovation
The client value proposition is at the core of our digital transformation efforts, with a particular emphasis on reducing the gap in women’s digital financial inclusion. We are embracing financial technology by digitising field operations and adopting alternative delivery channels to increase operational efficiency and offer greater convenience to our clients.

MICROFINANCE GROUP LOANS
Microfinance group loans are financial products designed to support small entrepreneurs and individuals who lack access to traditional banking services. These loans are typically provided to a group of borrowers who mutually guarantee each other's repaymen

SMALL ENTERPRISE LOANS
Small enterprise loans are designed to provide capital to small businesses and startups. These loans support business expansion, equipment purchase, working capital needs, and more

AGRICULTURE LOANS
Agriculture loans are designed to support farmers and agricultural enterprises. They provide funding for crop cultivation, livestock management, machinery purchase, and other agricultural activities

VOLUNTARY SAVINGS
Voluntary savings programs encourage individuals to save money for future needs and financial goals. These programs provide a safe and convenient way to save and often offer competitive interest rates
34
Branches
124,263
Clients
43,184
Borrowers
99%
Clients who are women
58 Billion RWF
Cumulative disbursement